Frequently Asked Questions
Quick answers to common questions about home loans, refinancing, and lending
How much can I borrow?
Your borrowing capacity depends on your income, expenses, credit history, and existing debts. We can help assess this quickly during your consultation.
Do I need a deposit for a home loan?
Most lenders require a deposit, typically between 5% and 20% depending on the loan type and lender requirements.
Can you help first home buyers?
Yes – we specialise in guiding first home buyers through the entire process from pre-approval to settlement.
Do you offer refinancing?
Yes, we can help you refinance to potentially lower repayments or access equity in your home.
How long does loan approval take?
Approval times vary, but many applications are processed within a few days once all documentation is provided.
Can self-employed people get loans?
Yes – we offer Low Doc loan options designed for self-employed clients or those with non-traditional income.
Do I need perfect credit?
No – we work with a range of lenders and can often find suitable options even if your credit history is not perfect.
Mortgage and lending solutions tailored to your needs.
Contact
M: 0424 458 080
E: jessica@greenwell-finance.com
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